7-day annualized 1.45% of Yu 'ebao means that the average annualized income of Yu 'ebao in the last seven days is 1.45%, and the daily income of Yu 'ebao is different. The income calculation formula is = (confirmed amount of Yu 'ebao /1)X every ten thousand income announced by the fund company on that day. Users can get income every day after buying Yu 'ebao, and the income they get can continue to enjoy the income.

Yu 'ebao can choose different money funds when buying for the first time. Usually, the fund with high income in the recent period is selected. After selecting the money fund, the fund that is subsequently transferred to fund purchase is selected for the first time by default. Funds that can be selected include Great Wall Currency A, Xingquan Tianlibao Currency, Huatai Bairui Currency A, Jing Shun Great Wall Jingyi Currency A, Guangfa Money Bag Currency A, etc.

the money bought by Yu' ebao can still be used, which is very flexible, such as online shopping and code scanning payment. Moreover, there is a real-time withdrawal amount of 1, yuan every day. If the withdrawal amount of Yu' ebao is higher than 1, yuan, the T+1 withdrawal rule will be implemented, and users should plan in advance when they need money urgently.

If users feel that the income of Yu 'ebao is relatively low, they can choose other wealth management products provided for users on Alipay platform, but the higher the income of wealth management products, the greater the risk users face. Usually, when investing in financial management, you should read the agreement in detail to avoid regrets.

version information: take AliPay version 1.2.6, Apple 13(IOS15.4.1 system) and Huawei mate4(HarmonyOS2 system) as examples.