Firstly, the relative purchase cost is analyzed. Alipay and Ping An Securities have the highest fund fees, ranging from 0. 1% to 0. 15%. However, if you buy a love fund with a straight flush through a straight flush wallet or a profit treasure, most of them don't charge fees, and very few of them charge fees like the funds in Alipay. Therefore, in terms of transaction fees, the funds in Alipay are not dominant.
So why not talk about Huatai Securities' fund? Because there is no comparability, Huatai Securities bought open-end funds that can be traded in real time: etf and lof. These two funds, like stock trading, are not comparable, because they buy and sell pending orders, not calculated according to the net value of the day.
So why buy a fund of Ping An Securities? Isn't it similar to Alipay? The reason is that my stock trading account is Ping An Securities, so it is convenient to deduct money and change positions.
Buying a fund in Alipay only uses Yu 'ebao to make a fixed investment on the premise of ensuring the cash flow of consumption, just to make the cash flow in Alipay get more income.
One more thing to say here is that the place to buy funds is the same! It's just that the handling fee is different and the parties are inconvenient. The fund in Alipay does not belong to Alipay, but Alipay is only an affiliated company of the fund, and the final investment target is the fund in the corresponding fund company. In other words, you can buy funds in Alipay through other channels. Therefore, the funds in Alipay will not be higher than those bought in other places, and the income is the same.