Haifutong Tianyi currency belongs to the monetary fund and can be purchased on platforms such as Alipay. The 7-day annualization of this fund is not bad compared with its peers. So, is Haifutong one dollar safe? The following is a brief analysis, please see below.

Is Haifutong Tianyi Currency Safe?

First of all, from the perspective of risk level

According to the product page, the risk level of Haifutong Tianyi Currency is "low risk". As we all know, fund products are not guaranteed, but the loss probability of low-risk funds is not high, so investors need not worry too much.

Second, from the historical experience.

Haifutong Tianyi Currency belongs to the Monetary Fund, which has never lost money in history. In the worst case, the expected return will decrease. Just like the current Yu 'ebao, its principal security is still reliable.

Third, from the perspective of fund size.

By the end of the first quarter of 20 19, the management scale of Haifutong Tianyi Monetary Fund was 1 100 million yuan. This money fund is relatively small, but there is no risk of liquidation.

Fourth, from the investment direction.

Haifutong Tianyi Currency mainly invests in interest rate bonds, bank deposit certificates and other assets. Interest rate bonds have a high credit rating and rarely default, not to mention the safety of bank deposits, so the risk of this kind of money fund is relatively low.

Fifth, from the historical performance.

Haifutong Tianyi Currency was established on 20 17, and its performance in the past two years is not bad. The increase in the last year ranks upstream among similar funds.

Ok, the monetary analysis of Haifutong is over. I hope it will help everyone. Generally speaking, the security of this money fund is no problem. Warm reminder, financial management is risky and investment needs to be cautious.