The investment strategy of fund portfolio is to make use of the characteristics of different types of funds to match risks and expected returns, so as to spread investment risks and obtain relatively stable investment returns.
However, spreading risks does not mean that there is no risk. The risk of fund portfolio depends on the allocation ratio of different types of funds. The higher the allocation ratio of high-risk funds, the higher the investment risk.
For ordinary investors, the ability and energy to manage funds are limited, and the problem of poor management is easy to occur if the number of fund combinations is too large. Generally, it is best to allocate 3-5 investment funds within 500,000 yuan.