Even funds and most institutions have suffered huge losses. Funds are more difficult to operate than retail investors. The main reason is that the fund must maintain a certain position. Unlike retail investors, retail investors can clear their positions at any time. In addition, the fund's actions have been relatively slow, and stock trading must be decided by the investment Committee. So funds and stocks are very different. The stock may fall sharply. However, because the fund has implemented a package investment plan, it will only be similar to the average loss of the market. The decline will not exceed the stock. It is not appropriate to close the position when the fund falls sharply. Fund trading is different from stock trading. If the stock is sold at the price of 1 1 yuan, it will be calculated at 1 1 yuan. However, funds are usually calculated based on the net value after the close. When it falls sharply, selling will make you lose more.
Therefore, when the fund falls sharply, it is best to continue to hold it. In this position, a small number of positions can also be appropriately increased. It's best to sell some when the price rises sharply. Recently, the market is not good, and individual stocks have fallen miserably. The net value of the fund should not be as miserable as that of individual stocks. There's really no need to clear the warehouse. Funds are basically stock funds, so there is no difference between the trend of funds and stocks. They should be redeemed when the market goes up, that is, selling funds. If redemption is the same as retail investors, it will have a good return. In other words, when everyone is talking about the stock surge, you will see that your fund has also risen a lot. Tell yourself when you are happy that you are not the luckiest person. After redemption, you made some money. Redeem it now.
The fund is not recommended to sell in autumn. When the decline comes, you can continue to invest and buy. As a fixed investment, summer is your favorite, because falling can accumulate cheaper costs. Some wise fixed investment funds. Not only will they not panic in the downturn, but they will also increase the amount of extra investment in the downturn. It is not clear how long they will fall. Some classic old investors divide the extra investment funds into five fixed investments. Finally, when the smile curve comes out, you will make a lot of money. I stress again that it is best to buy index funds. For example, the management cost of Shanghai and Shenzhen 300 and Shanghai 50 index is lower than that of other hybrid funds. Because it is a long-term layout index, so they are long-term investment, completely rat warehouse behavior.