Which channels can I buy funds from?
1. Fund company
Investors can go to the fund company’s official website or APP to buy, there are certain discounts, the rates are relatively low, reducing transaction costs, and they can also buy at the fund company Another benefit is that funds on the same platform can be switched at low or even zero cost, which greatly reduces transaction costs. In addition, it is faster to redeem funds at the fund company, and it usually arrives in your account within one working day.
2. Bank
Investors purchase funds through mobile banking or online banking. Generally, there are relatively few fund products through bank channels, and the subscription fees are not discounted. The transaction costs are relatively high. High, and the fund redemption time is also relatively long, generally taking 3-5 working days.
3. Securities companies
Investors can purchase funds through stock accounts opened in securities companies. Securities companies can purchase on-market funds and over-the-counter funds. At that time, you need to pay a certain commission fee based on the transaction volume. The fee is relatively low. At the same time, the transaction is more flexible. Investors can sell on the next trading day, and the purchase fee for OTC funds is also relatively high. There is no discount, but there are many fund products.
4. Internet consignment platform
Investors can purchase through Internet consignment platforms, such as Tiantian Fund Network, WeChat Financial Management, Alipay, etc. When buying funds on these platforms, transaction fees There will be discounts on the rate, with the lowest discount starting from 10%. Assuming the fund rate is 1.5%, then the 10% discount is 0.15%, which is a relatively low rate.