The employer who pays the maternity insurance premium at the rate of 0.8%, if the insured female employee gives birth or is pregnant for more than 7 months (including 7 months), enjoys the maternity allowance for 3 months. In any of the following circumstances, additional maternity allowance will be issued:
1. The maternity allowance will be increased by 1 month for primiparas who meet the requirements of family planning and late childbirth (over 24 years old).
2. If cesarean section is performed according to medical indications during delivery, the maternity allowance will be increased for half a month.
Maternity allowance needs to meet the following conditions:
1. conforms to the national, provincial and municipal family planning policies.
2 in accordance with the provisions of the unit to participate in maternity insurance and pay in full for employees for more than one year.
3 maternity (abortion) during the insured workers, according to the relevant provisions to enjoy maternity insurance benefits.
To sum up, the payment of maternity allowance may also be affected by other factors, such as whether to apply for a birth registration certificate. For example, in some areas, people who give birth without birth registration certificate are entitled to 98 days of basic maternity allowance, while those who give birth with birth registration certificate can enjoy longer maternity allowance days.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 53
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
Article 54
The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.
Maternity insurance benefits include maternity medical expenses and maternity allowance.