That's not true. Neither the basic medical insurance for urban residents nor the medical insurance for urban workers can be saved, so you can only choose one. Medical insurance for urban residents is an integral part of social medical insurance. It is a medical insurance system that is led by the government, mainly paid by individual families, supplemented by moderate government subsidies, and provides medical needs for urban residents in accordance with the principle of consistent payment standards and treatment levels. Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund will not pay its medical expenses regardless of individual accounts. Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste. Insurance liability accidents need to be handled, and the insurance money will be paid in proportion.