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Which is better, China Life Insurance Ruixiang whole life insurance Universal A or Fulu Double Happiness Insurance?
China Life Insurance-China Life Insurance Golden Double Happiness Portfolio Plan This product portfolio plan innovatively combines dividend products returned regularly with universal products, and the dividend-paying survival insurance money enters the universal account free of charge, realizing the "double appreciation" of dividend accumulation and universal operation of life insurance, and the "double freedom" of free insurance and flexible collection, so that your wealth can be upgraded step by step.

China Life Property Insurance-China Life Jinxinzun Combination Plan integrates financial functions such as regular return, agreed return of premium, dividend right and universal account of life insurance. China Life Insurance-China Life Insurance Fulu Double Happiness Extreme Edition Combination Plan customers only need to insure China Life Insurance Fulu Double Happiness Pension (dividend type) and China Life Insurance Ruiying Pension (universal type) at the same time, and agree to transfer Fulu Double Happiness Survival Guarantee Fund to Ruiying Universal Account when the beneficiary of Fulu Double Happiness Survival Guarantee Fund is the insured, which will have double protection of Fulu Double Happiness products and universal product protection; During the insurance period, customers can withdraw money from their personal accounts under certain conditions according to their personal needs such as emergency, medical care, education and pension, so as to meet the needs of different stages of life.

China Life Insurance-China Life Credit Suisse (Gold Account) Edition Portfolio Plan This portfolio plan consists of China Life Credit Suisse (Gold Account) Edition, China Life Credit Suisse Pension Security (Dividend Type) (20 13 Edition) and China Life Credit Suisse Plus critical illness insurance (20 13 Edition) in advance. You can enjoy 40 kinds of critical illness insurance, high accident insurance, endowment insurance, education insurance and universal account with one investment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.