Bank of China Tianli is a wealth management product, which is managed by China Bank managed by Guangfa Fund.
Personal suggestion:
I suggest that you must know the corresponding risks before investing. Although this fund is a monetary fund, there are still some risks, which means that it does not break even. You must bring relevant certificates to consult in time before investing, so as to better protect your property safety, and the income will not be very high. If you pursue high income, you must not choose this product. Of course, the most important thing is that when you invest in your life, you must learn to understand the corresponding knowledge and never blindly follow the crowd.
Extended information:
1. There is no handling fee for the subscription and redemption of monetary funds. It can also be said that monetary funds are open-end funds without any fees. It is suggested to buy in a securities company for the following reasons:
1. Buying monetary funds is an investment behavior rather than a saving behavior. Buying funds in a securities company can get professional personnel to provide you with the most timely superior varieties and the most accurate investment portfolio, so as to maximize your income
2. The advanced "fund supermarket" system of individual securities companies can sell all domestic funds on a commission basis, and the one-stop service has changed the original mode that customers can only buy different funds in a specific bank.
2. Redemption skills:
The money fund redemption operation should be carried out before 15: on the trading day, so as to ensure the operation of T+2 mode.
Don't purchase money funds on Friday. It is more cost-effective to redeem them on Monday. This is because investors who purchase the money fund on Friday will lose two days' money fund income (that is, the cash interest of the funds on Saturday and Sunday), and if they redeem the money fund on Monday, they can enjoy the money fund income on Saturday and Sunday.