There are risks in any investment and financial management, and the most important thing in financial management (including China Bank Fund) is to keep the risks to a minimum; Fund investment is by no means just making money but not losing money, and there will inevitably be certain losses in a certain period of time, which is something that is prevented by going to law. Therefore, we should have a sense of risk. Ask yourself "how much is allowed to lose" before investing in the fund.

this is very important. To understand your risk tolerance, that is, how much you lose will not affect your life, and will not be depressed and affect your health. Before buying a fund, you should make a careful risk assessment to determine whether you are active, balanced, stable and conservative, so as to choose the fund variety. Systematic risk and non-systematic risk, systematic risk is caused by the uncertainty of basic economic factors, so the identification of systematic risk is to judge the macro-economic situation of the country in a certain period of time. Systematic risk refers to the risk that has a general adverse impact on the whole stock market or most stocks, and is caused by factors outside the company that are not expected and controlled by the company.