Money fund is a wealth management product, which is one of the differences from deposits. You can carry it with you, the minimum is 0. 1 yuan.

Time deposits mainly refer to savings deposits with a term of more than three months. Deposits are guaranteed by the Deposit Insurance Regulations, with a principal of 500,000 yuan and principal and interest guaranteed within 500,000 yuan. There are two deposits in 50 yuan, and there are three deposits with a certain term.

Note: The information source is Baidu Encyclopedia.