The effect of making money in the market is obvious, and the number of new funds issued by fund companies has increased significantly. On the one hand, it is an old fund that is already in operation, with high transparency and past performance data to follow, and on the other hand, it is a new fund with attractive rates and keeping up with the trend. Many novices want to know whether to buy a new fund or an old fund. The following is what Bian Xiao collected on 20021about whether it is better to buy a new fund or an old one. What suggestions do you have for investment funds? I hope I can help you.
Is it better to buy a new fund or an old one?
1 The investment threshold of the new fund is low. Many new funds are valued below 1 yuan, and the purchase threshold is very low, so you can buy them quickly regardless of whether you understand the fund or not. The valuation of old funds is usually above 1 yuan. Under the valuation gap, many people are more willing to buy new funds with lower valuation.
2 A bull market is suitable for buying old funds. This means that it is more appropriate to buy old funds when the fund market is bullish. One is because the old fund can be evaluated according to its historical performance, and the operation and management of the other old fund have stabilized, and the profit will be more obvious in the bull market.
A bear market is suitable for buying new funds. A bear market usually means that the stock market is bearish and the outlook is pessimistic. As we all know, when the new fund is issued, the valuation is relatively low. If in the bear market period, the space for decline is also very limited. Because the new fund has no historical performance, it is often that as long as the funds drive the stocks holding positions, the price will rise very obviously, so it is more appropriate to buy new funds in the bear market.
4 novices are suitable for buying old funds. For novice investors, they basically don't know the relevant information disclosed by the fund. But fortunately, the old fund has historical performance as a reference. Novices can judge the rate of return, risk and so on of the old fund through its historical performance. The new fund has no historical performance to refer to, and it was bought entirely by luck.
5 The old fund operates steadily. Because the old fund has been issued for a period of time, it has done a good job of running in with the market. The fund manager controls the investment strategy, and the management team has rich experience in fund management and operation. Although the income may not be as high as the new fund, it is very safe. After the new fund is issued, it will go through many aspects of running-in, so the income may not be very stable for a period of time.
Users with investment experience can choose a new fund with lower valuation according to their own understanding of the fund. Novices who have no investment experience can choose old funds with historical performance to invest. Of course, whether investing in new funds or old funds is risky, if the judgment is wrong, the fund investment may be lost.
What suggestions do investment funds have?
1 Long-term holding. Don't be afraid to clear your position because of a temporary loss.
2 open positions in batches and don't look at Soho. Make up positions on dips and reduce your own position cost.
Don't blindly believe in the big V, but have your own logic and judgment, especially for all kinds of charges.
4 invest with spare money, so as to withstand fluctuations.
Relax and don't care too much. The main energy should be allocated to work and study.