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Which risk is less, Dingshengbao or Yubao? Which is better, the solid treasure or the balance treasure?
Most people should have heard of Yu 'ebao, which belongs to Alipay's financial management. Therefore, Yu 'ebao is also a wealth management product, but it belongs to the wealth management of CITIC Jiantou. So which is less risky, Gu Erbao or Yu 'ebao? Which is better, the solid treasure or the balance treasure? I have prepared relevant contents for your reference.

Which risk is less, Dingshengbao or Yubao?

Gu Shoubao is a pledged quotation repurchase business between CITIC Jiantou Securities and its customers approved by China Securities Regulatory Commission and Shenzhen Stock Exchange, which belongs to low-risk financial management.

It is readily available, highly liquid and can be redeemed in advance. T+0 is available after expiration, and T+ 1 is desirable.

Yu 'ebao is mainly an investment and money fund, and it is also a low-risk financial management. The risks are similar. From the risk point of view, there is basically little difference, and the flexibility of Yu 'ebao is also very high, and there is little difference between the two.

Which is better, the solid treasure or the balance treasure?

From the threshold:

It costs 1 1,000 yuan to buy a Gubenbao, and the balance treasure can be purchased in 60 yuan.

Gushubao

The threshold is very low, and the balance treasure is relatively better.

In terms of liquidity:

Fixed treasures can be taken at any time and redeemed in advance. T+0, T+ 1 after expiration. Yu 'ebao can be taken out at any time, which supports two-hour quick arrival and can also be directly used for payment. Relatively speaking, Yu 'ebao has a stronger advantage.

From the risk point of view: fixed income treasure belongs to low-risk financial management, and Yu 'ebao belongs to low-risk financial management, and there is little difference between them.