Xiantao provident fund loan was signed at the end of the year and released after 1 month. According to the relevant provisions of Chinese laws, the provident fund loan contract is usually terminated within 7 to 10 days after signing. To apply for a housing provident fund loan, the housing provident fund center will conduct a preliminary examination of the applicant's conditions, and sign a loan contract with the loan bank after passing the examination. Without reconsideration, the housing provident fund loan will be approved within 7 days after the materials are submitted. After approval, a transfer transaction is required, and the loan will be released about 7- 10 days after the transfer transaction is completed. In case of year-end holiday or busy business, it may be delayed for another month.