I. Types of funds
First of all, we should understand the types of funds in JD.COM, so as to better understand the operation mode of funds. There are many kinds of funds in JD.COM, including money funds, bond funds, stock funds and hybrid funds. When choosing a fund type, you need to decide according to your risk tolerance. If it is a steady crowd, you can choose a money fund or a bond fund; If you are a high-risk and high-yield group, you can choose equity funds or hybrid funds.
Two. Investment cycle of the fund
Secondly, understand the investment cycle of the fund in order to better plan your own funds. Different funds have different investment cycles, including long-term holding and short-term holding. You need to choose the corresponding fund products according to your investment preferences. Generally speaking, long-term investment is more profitable than short-term investment.
Three. Operation mode of the fund
Finally, we need to know how the fund works. Basically, funds purchased in JD.COM can also be withdrawn at any time. For details, please refer to the relevant instructions on the JD.COM Fund Purchase page. Some funds may need to pay an extra service fee.