Before the evaluation, introduce more information about Taikang Life Insurance. Friends who want to know can click here to view: [link] {Is Taikang Life Insurance reliable? I advise you to treat these products with caution |/? gid = 499647 & amptag = % E6 % B3 % B0 % E5 % BA % B7 % E4 % BA % BA % E5 % AF % BF+% E5 % B9 % B8 % E7 % A6 % 8F % E4 % BA % BA % E7 % 94% 9FB % E6 % AC % BE % E5 % B9 % B4 % E9 % 87% 9 1% E4 % BF % 9D % E9 % 99% A9+% E6 % 8E % E6 % A0 % B7 ++% E7qid = % 2f question % 2f 19250922 13665230707 . html
Then, let's take a look at the product map of Taikang Life Happy Life B Annuity Insurance:
Senior directly gave the evaluation results:
1, analyzed from the insurance conditions.
Taikang Life's B-type annuity insurance covers the period from the time the insured reaches the age of 105 to the end of the policy year, which shows that it is an annuity insurance suitable for long-term investment. If you are an annuity insurance that pursues short-term investment (such as 5 years/10 years, etc.). ), then Taikang Life Happy Life B Annuity Insurance can't meet your needs in this respect.
Judging from the payment period, Taikang Life's Happy Life B annuity insurance provides quite a few choices, such as wholesale payment, 3 years /5 years/10 years /20 years. I suggest you choose according to your actual budget and needs.
If you don't know how to choose the payment period is reasonable, then you can read this related article written by senior sister: How to choose the payment period without losing money?
2, from the safety responsibility to analyze.
Taikang Life Insurance's B-type annuity insurance includes survival insurance, death insurance and policyholder's exemption.
Among them, in the survival insurance, it should be noted that if the insured still survives after the payment period expires, then this product will guarantee to pay the survival insurance until the last effective date of the insured's 85th birthday (excluding his birthday).
In addition, if the insured dies unfortunately during the guarantee payment period, the insurance company will also pay the total amount of survival insurance money not received during this period to the beneficiaries of survival insurance money in one lump sum. It can be seen that with the guarantee of the payment period, everyone will not have to worry about the situation that the remaining survival insurance money will not be collected after the death of the insured.
Finally, my senior sister will give you a pit prevention strategy for buying annuity insurance. Friends in need can collect it: learn this trick and stay away from the 99% pit of annuity insurance.
Hope to adopt
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