Personal accounts are managed with their own funds and are responsible for their own profits and losses, and will not be affected by external factors; Accounts need to be monitored by the borrowing company, and some operations need to be confirmed by the borrowing company. There is also the possibility of forced liquidation by the borrowing company, and the borrowing company needs to ensure the safety of the principal.
An independent account is an individual account, which is a stock account opened by an individual in a securities company. The warehouse account is an asset management account, a trust company's wealth management fund, a main account of specialized software, and many sub-accounts below. Criminals can also provide simulated subaccounts. Therefore, personal accounts and independent accounts must be firm transactions. It must be confirmed whether the sub-account is a firm transaction.
What's the difference between stock independent households and sub-warehouse households and trust households? Source of funds: the funds of independent households are the personal funds of individual financiers and companies; The funds of the trust households are all raised in the bank.
The customer (payer) needs to register in real-name registration system and apply for electronic payment authorization when he gets home.
Step 1: Pay attention to the official WeChat account or applet (two ways).
Method 1: Search for "China Construction Bank Pocket Sub-branch" on WeChat in the official account menu bar, click "Branch Service" in the bottom menu bar, and select "CCB Home Page" to enter the CCB Home Page.
WeChat Apple 12, ios 14, WeChat version 8.0. 13.
Method 2: WeChat applet WeChat search "China Construction Bank Pocket Net", click the "CCB Home Page" menu on the home page to enter the home page of CCB.
Step 2: Customers authenticate customers who use CCB to reach their home or handheld outlets for the first time. When using applets, you are allowed to use WeChat to log in and get the geographical location. You can click on the humanoid icon in the upper right corner of the homepage of the applet, or bind it in the "My" interface of CCB at home. Business cannot be processed until the binding is successful.
Binding requires real-name registration system authentication. The authentication of real-name registration system needs to input the customer's name, certificate type, ID number and mobile phone number verification code.
Step 3: After the real-name authentication of binding information is completed, click the business function of "Payer Authorization for Collection Business" or "E Authorization for Collection", and click "Receive" to enter the customer identity authentication interface. Customer registration information (customer name, pinyin, mobile phone number and ID number) will be displayed in the customer authentication interface. If the customer's pinyin is incorrect, you can click this field to modify it. Follow the interface prompts to take photos and upload the front and back of my ID card, and click Start Verification.
After the recognition is completed, the system prompts "Please continue face recognition". After confirmation, the interface jumps to the bottom for face recognition.
The system carries out online verification to judge whether the customer's nine-factor information is complete and whether the validity period of the certificate is consistent with the banking system. The new authorization surface compares the payer authorization business selection interface that successfully entered the collection business, and the interface displays the new authorization and my query.
Click "Add Authorization" and enter relevant authorization information. Items marked with "*" are required. Click the favorite item, and the interface will jump. Select the classification, province and city, enter the company name or project number (it must be completely entered, otherwise it can be left blank), click Query, and select the collection project in the search results.