What does the fund purchase rate mean? What are the main points that must be paid attention to when buying funds? What is the most important thing for people who buy funds? The following is the meaning of the fund buying rate compiled by Bian Xiao, hoping to help everyone.
What does the fund purchase rate mean?
The fund purchase rate refers to the fund purchase fee, which varies according to the transaction amount. Generally speaking, the larger the transaction amount, the lower the charging standard, and the different fund charging standards. Investors can inquire about the specific charging standards in the fund trading rules.
What's the buying price?
Buying rate refers to the proportion of subscription fees that users need to pay when purchasing funds.
The buying rate is related to the types of funds purchased and the purchase amount. Usually, the buying price of the money fund is
0, the purchase price of short-term debt funds is between 0 and 0.04%, and the purchase price of mixed funds is between 0. 12-0. 15%.
Subscription refers to the investment behavior that investors apply to buy fund shares during the existence of the fund after its establishment.
When investors subscribe for different funds, the subscription rate may be different due to the size of the subscription amount. Here, calculate the maximum rate.
The subscription amount of open-end funds actually includes two parts: subscription fee and net subscription amount. The subscription fee can be calculated according to a certain proportion of the subscription amount or the net subscription amount. The domestic practice is generally to multiply the total purchase price (including fees) by the applicable rate to calculate the purchase fee, and deduct it from the purchase amount.
The fund purchase rate refers to the handling fee charged when purchasing funds. The fee standard of each fund is different, and investors can check the rate in the trading rules.
The fund subscription fee varies according to the amount. The greater the amount of funds, the cheaper the cost, with the upper limit of 1 000 yuan. In addition to the buying fee, the selling fee varies according to the holding time. The longer the holding time, the lower the cost. The price when the fund buys is calculated according to the price of confirming the net value, and the price of buying meat varies according to the different time nodes.
The trading day refers to Monday to Friday. If it is purchased before 3 o'clock from Monday to Thursday, it will be calculated according to the price of the next day. If it is bought before 3 o'clock on Friday, it will be calculated according to the price of next Monday. If it is bought after 3 o'clock on Friday, it will be calculated according to the price of next Tuesday. Non-trading days refer to Saturdays and Sundays, during which transactions are not conducted and legal holidays are not conducted. However, you can also buy funds during this period, and only after confirming the net value on the trading day, calculate according to the price of the net value. The fund can also be revoked if it is bought.
If you feel that the fund you bought is not what you want, or there is a better fund to invest in, you can also cancel it, but this time is very short.
What is the buying rate of the fund?
Buying fee is the subscription fee that investors need to pay when they buy funds. This buying rate is stipulated by the fund company when making products. Generally, the larger the subscription amount, the less the subscription fee. For details, please refer to the detailed fees in the fund product introduction.
Buying fee = buying amount x buying rate. For example, the buying rate of a fund is 1.2% for 0-500,000 yuan and 0.8% for 500,000-1 10,000 yuan. In the case that the fund sales organization does not discount.
Suppose investors buy a fund of 300,000 yuan, then they need to pay 300,000 x1.2% = 3,600 yuan when buying;
Suppose an investor buys a fund of 800,000 yuan, and needs to pay 800,000 x 0.8% = 6400 yuan when purchasing;
Because fund companies will cooperate with fund sales organizations, the buying rate of fund sales organizations will often be discounted. In recent years, Internet fund sales organizations have sprung up, so the discounts of most Internet fund organizations are not much different. Investors can compare costs before buying.