Sanmennong’s medical insurance policy and Linhai’s agricultural medical insurance policy depend on the conditions of each place and are generally the same.
Medical insurance: 1. Medical insurance means that through national legislation, basic medical insurance premiums should be paid in full and on time by employers and individual employees in accordance with the principle of compulsory social insurance.
If payment is not made in full and on time, the basic medical insurance pooling fund will not pay for medical expenses, regardless of personal account.
Take the medical insurance payment ratio in Beijing as an example: the employer pays 10% of its total payment base every month, and the employee pays 2% of his salary + 120 yuan for serious illness.
2. Medical insurance is a type of insurance that compensates for medical expenses caused by diseases.
Social insurance that provides necessary medical services or material assistance to employees due to illness, injury, or childbirth, provided by the society or the enterprise.
Such as China's publicly funded medical care and labor insurance medical care.
The medical expenses of Chinese employees are jointly borne by the state, units and individuals to reduce the burden on enterprises and avoid waste.
If an insured accident requires treatment, the insurance premium will be paid in proportion.