If the fund loses money, it will not be posted backwards. At the same time, a fund will generally not lose money, because many investors can redeem it if the fund continues to fall. When it fell by 30 to 40 cents, most investors redeemed it, and only a few would stick to it. After reaching a certain standard, it will be liquidated. There will be no loss at this time.
There are generally two kinds of decisions on the liquidation conditions of open-end funds. One is that the net value of the fund is less than 50 million for 20 consecutive working days, and the other is that the number of fund holders is less than 200 for 20 consecutive working days. Therefore, in one case, there may be liquidation of open-end funds.
The average user investment fund will not encounter liquidation, and this probability is still very low. It is worth noting that when the scale of new fund raising is not up to standard, it will be liquidated, and the minimum scale of raising for the first time needs 50 million. Failure to meet this requirement means that the fund has failed to issue, and the liquidation method is to return the money to the investors.
In fact, users must master certain strategies when investing in funds, such as choosing a fund that has been established for a long time. Such a fund can see the ability of the fund manager through the change of net value over the years, and then choose a lower net value to intervene when investing, and then make a profit after the subsequent increase and sale.
Finally, the method of fixed investment can be used for fund investment. It is best for users to set a profit-taking point or a stop-loss point when making a fixed investment. If the fixed investment fund has risen to the expected rate of return, it can gradually reduce its position or sell it all; Then there is whether to sell stop loss when the fund continues to fall, but it needs comprehensive judgment.