There are several ways to buy a fund: first, buy it at the bank counter, as long as you have a bank card, the handling fee is1.5%; Second, online shopping costs 60%-20%; Third, buying on the fund company's website, the handling fee is even lower than that of online banking, and some are 40% off, but online banking should be opened.

Buy a fund at one time, with a minimum of 1 1,000 yuan, and set a fixed investment fund with a minimum of 200 yuan, but some funds require a minimum of 300 yuan and 500 yuan.

There is also a redemption fee when redeeming. If the holding time is less than one year, a handling fee of 0.5% will be charged; If it is more than one year but less than two years, a handling fee of 0.25% will be charged; If it is more than two years, there will be no redemption fee.

Of course, there are two ways to charge the fund. One is the front-end charge, which is generally the default, that is, it is charged according to the above ratio when buying, and the other is the back-end charge (not all funds have back-end charges), that is, there is no handling fee when buying, but there is no handling fee when redeeming after holding it for the time specified by the fund company (ranging from 3- 10 years).

Fixed investment funds are suitable for choosing funds with back-end charges.