We often hear people say that risky investments in the stock market need to be cautious, so as to know the risks of stocks. The question is, is the fund risky? So many people want to know how risky the fund stock is. Come and have a look with me.

1. How risky is the fund stock?

In fact, the risk of fund stocks is not as terrible as everyone thinks. The risk of stock funds is often less than the risk of holding a single stock. In addition, different types of stock funds have different risks.

2. What are the types of fund stocks?

1, value fund

Generally speaking, value funds tend to focus on large-cap blue-chip stocks and invest in relatively stable industries such as public utilities, finance and industrial raw materials. For example, PetroChina and Sinopec, you know. Among these three types of funds, value-based funds have the least risk, but the returns are also low, which is suitable for investors with less risk.

2. Growth Fund

Growth funds is dominated by small and medium-sized stocks, and its diversified investment industries are in the growth stage. When selecting stocks, they are more inclined to invest in listed companies with growth potential, such as network technology, biopharmaceuticals, new energy materials and so on. As can be seen from the name, the income of growth funds has great room for growth compared with value funds, but the risk is much higher than that of value funds. This is more suitable for investors who are willing to take greater risks.

Step 3 balance funds

Balanced fund is a fund between value and growth. In terms of investment strategy, some of them invest in low-valued stocks and some in listed companies in growth industries. Therefore, among the three types of funds, the risk and return of balanced funds are between the above two, which is suitable for most investors.

Under normal circumstances, the fluctuation range of value funds under a certain trend of the market.

At this point, we know how risky the fund stock is. For more stock knowledge, please follow us.