personally, I think it is better to buy China merchants bank in the short term and ICBC in the long term.

Why do you suggest buying China Merchants Bank in the short term? The main reasons are as follows:

First, because China Merchants Bank is obviously stronger than other bank stocks, it is a veritable leading stock in the secondary market, and the short-term operation must be to buy leading bank stocks.

second, because China merchants bank is in an upward trend, there is obviously speculation of funds, and the band is relatively large, with short-term price difference and band value.

Third, because China Merchants Bank's share price is not cheap at present, but it is still undervalued, which means there is still room for growth.

The above three reasons are the real reasons for suggesting buying China Merchants Bank in the short term.

Why do you want to buy ICBC for a long time? The same reasons are as follows:

First, because ICBC is the leading enterprise in the whole banking industry, it must buy the shares of leading enterprises in the long run.

second, because ICBC pays dividends every year, and the dividend amount is not low, the dividend rate has reached as high as 4% ~ 5%, which is suitable for holding dividends for a long time.

Third, because ICBC is very suitable for value investment, has strong ability to resist risks, and is seriously undervalued, it is preferred to hold stocks for a long time.

The above three reasons are the real reasons why I personally think that holding bank shares for a long time is the first for ICBC.

1. Minsheng Bank (616): Minsheng Bank is the first national joint-stock commercial bank with shares mainly invested by non-public enterprises in China. China Minsheng Bank has set up 32 branches in China and 1 representative office in Hong Kong, with a total number of 59 institutions. The main businesses are savings, stock trading, foreign exchange, funds, securities, etc., providing customers with comprehensive commercial banking products and services.

2. Bank of China (61988): Bank of China is one of the most internationalized commercial banks, with holding financial institutions such as BOC Hongkong, BOC International and BOC Insurance. According to the analysis, benefiting from the recovery of overseas economy, the company's internationalization strategy has contributed significantly to its performance. After the secondary capital debt-based preferred stock is replenished, the company's income end is expected to maintain rapid growth.

3. China Merchants Bank (636): The total assets of China Merchants Bank exceeded 3.5 trillion yuan, and it is a well-deserved leader among national joint-stock banks. There are 82 branches and 763 sub-branches in 96 cities in Chinese mainland, a wholly-owned subsidiary, CMB Financial Leasing Co., Ltd., and a Hong Kong branch in Hong Kong, as well as two wholly-owned subsidiaries, Wing Lung Bank and CMB International Finance.