A self-inspection report on the clearing and investigation of accounts in one company

According to the requirements of the Notice of the People's Bank of China on Further Strengthening the Management of RMB Bank Settlement Account Opening, Transfer and Cash Withdrawal, our agency earnestly implemented it and organized self-inspection and inspection of RMB Bank Settlement Account Opening, Transfer and Cash Withdrawal within its jurisdiction in time. The self-inspection is reported as follows:

1. Internal control of payment settlement.

Our company strictly implements the system of separate use and handover of seals, pawns and certificates, and all important documents, articles and reserved seal cards are included in the operator's cashbox management, and the Register of Seal Use and Custody and the Register of Seal Card Use and Management are established as required; Strictly implement the database checking system, the director of the agency will check the database regularly and irregularly as required, and make a detailed record of the database checking in the Database Checking Register; The collection, use, storage, handover and invalidation of important documents and articles shall be carried out in strict accordance with the prescribed procedures, and there is no discrepancy between the accounts and the facts; In accordance with the Provisional Regulations on Cash Management and the relevant requirements of higher-level banks, a large cash register was established, and large cash payments of more than 5, yuan (inclusive) were registered. Large transactions were examined and approved one by one in strict accordance with the relevant provisions on anti-money laundering, and were registered and put on record in the large cash transaction register, and cash withdrawals of more than 5, yuan were examined and approved by the director of the agency; The payment of funds has been checked at all levels and the responsibility is clear.

ii. self-inspection of RMB bank settlement account management.

(1) Internal control and management of bank settlement accounts. In our daily work, we can handle the business of corporate bank settlement accounts in strict accordance with the Measures for the Administration of RMB Bank Settlement Accounts, the real-name registration system Provisions on Individual Deposit Accounts, the Anti-Money Laundering Law of the People's Republic of China and other relevant laws and regulations. According to the principle of "know your customer", a customer identity registration system has been established, the account opening procedures have been strictly implemented, the authenticity, completeness and validity of the account opening materials have been reviewed, and the identities of the legal person and the agent of the account opening unit have been confirmed through the online verification system; Earnestly carry out customer understanding activities according to the principle of prudence, analyze the business scope, scale, characteristics and capital flow of important customers, and monitor the cash transactions and account transactions in their accounts in a timely manner; Established a system for keeping and keeping confidential customer identity data and transaction records, and kept and used customer account data and reserved seal cards according to regulations; According to the principle of "whose money goes into his account, who controls it", we will handle the fund collection and payment business according to the customer's requirements, further strengthen the check with the customer's reserved seal, and prevent the risk of fraud.

(2) the handling of the unit bank settlement account. At present, our agency has 12 accounts, including 8 in basic account and 4 special deposit accounts. After self-examination, all the basic accounts and approved special accounts opened have an account opening license approved by the People's Bank of China. The account opening materials and certificates provided by the account opening unit are true and complete, which meet the requirements for the management and use of RMB bank settlement accounts. All accounts have been registered in the account management system in time or filed with the People's Bank of China. The operator of the account management system has set up correctly, and the password management is strict. There is no problem of opening multiple accounts in violation of regulations, no phenomenon of overdue use of temporary deposit accounts, no behavior such as renting, lending, transferring accounts and changing the nature of accounts. Cash withdrawal from special deposit accounts shall be handled in strict accordance with the regulations of the People's Bank of China.

iii. rectification measures and future plans.

in order to further promote the development of payment and settlement business, actively explore payment and settlement channels and continuously improve the level of payment and settlement, our agency will improve the service level of payment and settlement business from the following aspects.

(a) to strengthen the study of payment system management methods. Seriously study the Measures for the Operation and Management of China's Modern Payment System and the Measures for Handling the Business of Large and Small Payment Systems, handle the business in strict accordance with the operating procedures, observe the agreed time for large sums of money, and do a good job in publicity.

(2) strengthen communication with the unit. Strive to do a good job in the annual inspection of our account.

(3) Strengthen training and improve the level of payment and settlement business. Actively carry out payment and settlement training, accurately grasp the provisions of payment and settlement system, master the business operation processes of various service brands, and effectively improve the efficiency of counter business. While strengthening the management of payment and settlement business, strengthen the safety management of payment and settlement business, and report large and suspicious transactions in strict accordance with the relevant anti-money laundering systems; Improve the professional level of settlement personnel, master various payment and settlement business regulations, refine business processing procedures, strengthen internal control of settlement, and prevent payment risks; Cultivate the moral quality and sense of responsibility of all employees, raise awareness of risk prevention, prevent and control "moral hazard", and ensure the healthy development of payment and settlement business.

self-inspection report on the clearing and investigation of the accounts of the second unit

In order to further strengthen and standardize the bank account management of municipal administrative institutions, plug the loopholes in fund management, prevent and control * from the source, and promote the in-depth development of the party's work style and clean government construction, according to the requirements of the central government on revitalizing the financial stock funds, and referring to the Notice of the Provincial Department of Finance and the Lanzhou Central Branch of the People's Bank of China on Checking and Clearing the Bank Accounts of Provincial Budget Units (Gan Cai Ku No.2x1), the Municipal Finance Bureau decided to directly budget. The relevant matters are hereby notified as follows:

1. Check and clean up the scope

All accounts opened in financial institutions by all budget departments and units directly under the municipal government (including subordinate grass-roots budget units), including basic deposit account, general deposit accounts, zero-balance accounts and various special deposit accounts.

ii. inspection and cleaning steps

the inspection and cleaning of bank accounts is carried out in two stages:

1. self-inspection. According to the Interim Measures for the Management of Bank Accounts of Provincial Units in Gansu Province (Gan Cai Ban No.2x72), the budget departments (units) directly under the municipal government shall implement the system of financial approval and filing for the establishment, change and cancellation of bank accounts. The budget departments (units) directly under the municipal government should conduct a comprehensive inventory of the bank accounts of the departments and their subordinate grass-roots budget units accordingly. Any account opened without the approval of the Municipal Finance Bureau shall be revoked; For accounts with the same nature of accounting funds and repeated multi-head accounts, merge them; Accounts that have not had business for more than one year shall be cancelled.

2. inspection stage. The Municipal Finance Bureau will deploy a special person to form an account inspection working group, and focus on the inspection of the bank account management of the municipal budget department (unit) in combination with the self-inspection results of the municipal budget department (unit) and the relevant information provided by the Municipal Finance Bureau and the payment office of the Lanzhou Central Branch of the People's Bank of China. Any account that is omitted or concealed will be regarded as a "small treasury" and will be dealt with seriously according to relevant regulations.

III. Work requirements

1. Seriously organize and implement. In order to facilitate the dynamic supervision of bank accounts, the Municipal Finance Bureau will activate the bank account management system. All the account information cleared by this inspection will be entered into the system as basic data. It is hoped that all budget departments (units) will attach great importance to the inspection and clearing of bank accounts, strengthen the supervision of their subordinate grass-roots units, and seriously organize the self-inspection work.

2, comprehensive and thorough rectification. For the problems found in the self-inspection, all budget departments (units) should comprehensively and timely rectify in place, and none of them should be withdrawn, and many of them should be merged.

Self-inspection report on account cleaning and investigation of three units

According to the spirit of the Notice of Chongqing State-owned Assets Supervision and Administration Commission, the company leaders attached great importance to it and set up a leading group for self-inspection and self-correction; Hold a meeting to explain the spirit of the document, and organize relevant personnel to seriously study the content of the document and the relevant document system of the relevant company; Self-inspection was conducted on the management of unit funds and bank accounts, and the self-inspection is now reported as follows:

1. Establishment of self-inspection leading group

The company held relevant meetings, which conveyed the spirit of the group documents and established a leading group headed by the chairman.

ii. system construction

since its establishment, our company has continuously established and improved its financial management system and internal control system in combination with its operation. The company's financial management system consists of the Company's Financial System, Financial Expense Management Measures, Expense Reimbursement Management Measures, Financial Seal Management System, Budget Management System and Accounting Archives Management System, etc., which covers the budget, payment, scheduling and utilization of relevant funds and has been effectively implemented in the company's operation.

III. Fund management

According to the company's actual situation, we conducted self-inspection on expense reimbursement, approval, fund allocation and fund allocation authority. The results of self-inspection are as follows:

1. Expense reimbursement and approval authority.

the finance department of the group further standardized and made requirements on matters related to expense reimbursement, performance of duties and business expenses of unit leaders, which made the company's expense reimbursement system more perfect and improved its execution.

the company has established the corresponding expense reimbursement process, that is, "application (manager) → review (department head) → review (financial personnel) → approval (chief financial officer) → approval (president, chairman)". In the daily expense reimbursement process, it is strictly implemented in accordance with the company's rules and regulations, and every link is strictly reviewed, and unreasonable, irregular and unacceptable.

in terms of expense reimbursement approval, the company has also formulated corresponding rules and regulations. First of all, it must be approved in advance, and then it can be organized and implemented before entering the reimbursement process. The final approver of the company's expense reimbursement is the person in charge of the company, and the department head and chief financial officer have not set the expense approval authority.

expense reimbursement and accounting treatment that found no violation or discipline after self-inspection.

2. Fund allocation management.

The company's current fund transfer mainly involves the following aspects:

(1) Fund transfer between bank accounts. According to the business needs, the company transfers funds between bank accounts. During the transfer, it applies in advance, fills in the Notice of Payment/Fund Transfer, and executes the transfer after being reviewed step by step and approved by the competent person.

(2) The advance payment according to the contract or the payment before the invoice is issued. When paying this kind of money, the agent shall fill in the Notice of Payment/Fund Allocation, submit the materials for prior approval, and execute the payment after being reviewed step by step and approved by the competent person.

(3) foreign investment `fund transfer'. When allocating funds for the company's foreign investment, the manager shall fill in the Notice of Payment/Fund Allocation and submit the information such as the resolutions of the board of directors and the investment decision-making committee, which will be reviewed step by step, and the payment will be implemented after being approved by the competent person.

up to now, the company has invested × transactions abroad with a total amount of × 1, yuan, mainly as fund managers of ×× and ×× fund partnership enterprises, and invested in them in the name of general partner (GP). After self-examination, the transfer procedures of the company's foreign investment funds are complete, and they are all implemented in accordance with relevant systems.

3. Authority of fund transfer.

the corresponding authority has been set for online fund transfer of the company. When funds are paid to the outside world, the amount is less than 5, yuan, and the first-level authorization is implemented, which is authorized by the person in charge of finance; If the amount is more than 5, yuan, the second-level authorization will be implemented, and the final authorization will be the president of the company.

after self-inspection, there is no unauthorized operation.

iv. bank account management

the company's finance department is the bank account management department, which is responsible for the opening, alteration, cancellation and use management of the company's bank accounts. Bank accounts shall be uniformly opened and managed. The financial cashier is the handling personnel, and the opening, cancellation and use of bank accounts are carried out in accordance with the company's fund management methods, and there is no illegal account opening, change and cancellation.

the financial center of the company is responsible for the establishment, daily maintenance and management of the basic information ledger of bank account management. All bank account information has special personnel to make account information ledger and update the information in real time.

according to the documents related to bank account management issued by SASAC and the Group and the spirit of the meeting, the leaders of the company actively organized and organized a comprehensive account cleaning work, and combined with the actual business development needs of the company, all the accounts of the company were inspected one by one, and the accounts with zero balance and no business arrangements in the future were cleaned up to some extent, and the X general deposit account was cancelled on August 7, 215. Up to now, the fund accounts owned by the company mainly include bank basic account and general deposit accounts, including one in basic account and three in general deposit accounts. Now the list is as follows:

Account name, account nature, basic account, general account, account opening bank remarks: normal, normal, normal and normal. According to the requirements of the group and the actual situation of the company, the general account plans to cancel another account on the basis of the existing account, which will be approved by the president's office of the company and implemented after approval by the competent person.

to sum up, our company is generally in good condition in fund and bank account management. In the future, we will further intensify our efforts to continuously improve the company's financial management system and improve the standardization of daily financial work; Further strengthen the construction of financial personnel, strive to improve the professional quality and management level of financial personnel, and strive to make our company's financial management and fund and bank account management to a new level.