There are many types of personal investment and wealth management products, including baby money funds, certificates of deposit, smart deposits, treasury bonds, funds, gold, trust and insurance securities. Different products have different investment starting points and corresponding risk levels.

The most basic common sense of investment and financial management is: 1. Choose products that suit your income target, risk preference and liquidity requirements; Second, choose "reliable" platforms, such as banks and platforms with big brand credit endorsements; Third, risks and benefits are always in direct proportion.

At this stage, there are some current, fixed-term wealth management products and selected fund products on the platform of Du Xiaoman Wealth Management APP (formerly Baidu Wealth Management) for users to choose according to their own liquidity preferences and risk preferences.

If the demand product "Sanxiang Bank Demand" is used, the income will be about 3.9% in advance, and it can be accessed at any time, with the value on the same day, unlimited holidays, withdrawal on any natural day, real-time receipt on the same day, no trading day limit, no limit, and 1% payment within 5, yuan; For example, time bank deposit products "revitalize smart deposits", the annualized rate of return is around 4.8%; There are also some selected equity fund products, which are suitable for investors who can take certain risks and pursue wealth preservation and appreciation.

you can search for "download link of Duxiaoman wealth management APP" or follow "download link of Duxiaoman technology service number (duxiaomanlicai)" in the application market for detailed product information. Investment is risky, so be cautious in financial management!