1. analysis of principal security. wanjiatiantianbao currency a is a money fund product, and the risk of money fund is very low, so the principal security of investing in this product is high. In addition, the management and operation of the Monetary Fund will be supervised by the regulatory authorities, and the security requirements of the assets invested by the Monetary Fund will be higher. Generally speaking, only in extreme market conditions, or in the case of a large-scale run by users, the money fund is likely to lose money. In terms of historical performance, Wanjia Tiantianbao Currency A has not suffered any losses.
2. Analysis of the expected return rate of products. The differences between products such as money funds are relatively small, and everyone is concerned about the differences in expected returns. The 7-day annualized expected rate of return of Wanjia Tiantianbao Currency A is nearly one year. The trend of 7-day annualized expected rate of return is mostly above 4%, with little fluctuation and relatively stable performance. From the ranking of the same category, the cumulative return of Wanjia Tiantianbao Currency A in the past year ranked 127th among more than 6 monetary funds, and ranked 123rd in January, with good short-term and long-term expected returns.
3. The product risk analysis depends on the product risk and its investment direction. The investment direction of money funds is strictly regulated, and they can only invest in fixed expected return varieties with low risk, and then the finishing strategy is generally to maintain product liquidity and finally obtain stable expected return higher than the performance benchmark. From this point of view, the investment risk of Wanjia Tiantianbao Currency A is relatively low.
Summary: Wanjia Tiantianbao Currency A is a money fund with high expected rate of return, excellent historical performance and low investment risk. It is a current wealth management product suitable for investors with low risk tolerance.