1, and the proportion of housing accumulation fund for civil servants is as follows:

(1) The civil servant housing provident fund unit pays 8% for you every month;

(2) Civil servants' housing provident fund individuals pay 8%;

(3) Housing accumulation fund is housing reform. Enterprises and employees each pay a certain amount of housing provident fund, and those who meet the extraction conditions can be withdrawn, and the purchase of commercial housing can also enjoy lower housing loan interest and reduce the burden.

2. Legal basis: Article 16 of the Regulations on the Management of Housing Provident Fund.

The monthly deposit amount of employee housing provident fund is the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.

The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.

2. What is the ratio of five insurances and one gold?

The proportion of five insurances and one gold is as follows:

1, endowment insurance, unit 2 1%, individual 8%;

2, medical insurance, unit 9%, individual 2%;

3. Unemployment insurance, unit 2%, individual1%;

4, industrial injury insurance, pay 0.5%;

5, maternity insurance, pay1%;

6. Housing accumulation fund: The employer pays the housing accumulation fund at 12% of the salary, and both units and individuals pay at 12% of the salary.