Fund dividends will not directly reduce the total income of the fund. In fact, fund dividend is to distribute part of the income to investors in the form of cash or converted into fund shares, which is originally a part of the net value of fund shares. Therefore, after the fund pays dividends, the income of investors holding this fund is actually unchanged.

However, after the fund pays dividends, the net value of the fund will decline. This is because dividends are part of the fund's net assets. If investors choose cash dividends, the size of the fund will decrease after cash dividends, and the net value will also decrease with ex-dividend after dividends. For example, if you hold 1 0,000 copies of Fund A, each with a value of 1 yuan, and you announce a cash dividend of 0. 1 yuan, then after the dividend, your account will become 900 yuan Fund A and 100 yuan in cash, and your position will still be 1 0,000 yuan.