First of all, we must distinguish between grants and student loans. Domestic education grants free of charge, and students apply to the local education bureau for repayment according to their family needs after graduation. In other words, grants do not need to be repaid, while student loans need to be repaid.

Grants are divided into three grades: first-class 4000, second-class 3000 and third-class 2000, which are distributed in two semesters respectively.

Secondly, if you are a freshman, there is a questionnaire about the family situation of college students in the file of the admission notice issued by the school when you enter school. You can fill in the student loan, and then go to the local neighborhood office or the township village Committee office to sign and seal it. If you forget to start school, the school will send this file again when evaluating the grant, and you can print it out and fill it out yourself.

Third, distinguish whether you are poor or not. There are seven kinds of poor students. You can look at my photos. If it is inconvenient to open it, you can look at the text: students from poor families, students from low-income families in rural areas, orphans and disabled students, rural poor relief and support personnel, children of martyrs, family disasters and sudden major changes who have set up files.

After determining their own type, if they are seven types of students, they need to fill out a form to prove the situation of poor children in colleges and universities, and fill out these forms and bring them to the poverty alleviation office, township departments or street offices for signature and seal.

Hand in these forms first, and then hand in the poverty-causing materials, which are also shown in the above picture. If you are a student with a subsistence allowance card, you can directly hand in the original account book of the cardholder as proof. If drowsiness is caused by other diseases, proof materials such as medical certificate, hospitalization certificate and invoice shall be provided. If it is between parents, it is also necessary to provide relevant certificates. In fact, the relevant students in the school will provide these necessary documents, as long as they hand in the materials according to those things.

Finally, in fact, although the financial aid is free, the financial aid from colleges and universities will always cause many problems every year. Most importantly, everyone has a standard in mind, leaving opportunities to those in need.

Maybe some people, who spent their college time with these thousands of dollars, are naturally kind.

If you are excellent, you can study hard and apply for a national inspirational scholarship, which will be distributed at a time of 5,000 yuan.

The specific situation is subject to the specific notice of your school, because there may be some institutions that are different.

Second, the procedures and conditions for college students' loans?

The application conditions for college students' loans are as follows:

1. You need a university admission notice to prove that you are a full-time college student in China, including vocational college students, junior college students, graduate students and students with a second bachelor's degree.

2. Have full capacity for civil conduct and China nationality.

3. Be law-abiding, honest and trustworthy, with no bad credit record and no illegal acts.

4. Family conditions are difficult, and relevant supporting documents can be provided. The loan is used for tuition and accommodation.

Study hard to ensure that you can finish your studies smoothly. Application conditions of student loan for college students

6. The income earned during the school period is not enough to cover the basic expenses (including tuition and basic living expenses) needed to complete their studies.

7 strictly abide by the provisions of the state, the handling bank and the school on the national student loan, promise to use the loan correctly and fulfill the repayment obligation according to the regulations, and open a current account in the loan bank.

8. Other conditions stipulated by the lending bank.

The application process of college students' loan and the manpower required

Students apply to their school institutions within the specified time, receive the "National Student Loan Application Approval Form" and other materials, and fill them out truthfully and completely. The materials to be submitted include:

1, national student loan application form;

2. This printed copy (written consent is required for minors to apply for loans);

3. My explanation of the family's financial difficulties;

4, township, town, street civil affairs departments and county education administrative departments to prove their family financial difficulties;

5. Bank or school information.

Forms to be filled out by students applying for student loans

1.《》;

2. "Full-time financial difficulties"

3. National Student Loan Registration Form;

4. Questionnaire on students' economic situation with national student loans;

5. Questionnaire on the situation of the court;

6 "China Agricultural Bank Chongqing Branch National Student Loan Application Form (Approval) Form";

7. The Power of Attorney and the Loan Consent shall be invalid.

3. What are the procedures for college student loans?

In recent years, the state and governments at all levels have issued many preferential policies to support college students' entrepreneurship, involving financing, entrepreneurship, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. College students' innovation network

(1) College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 10% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall be increased to more than 50% within 1 year, with the balance.

(2) Enterprises or business units newly established by university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year with the approval of the tax authorities, and the enterprise income tax shall be reduced by half in the second year; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities.

(3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries provide loans with simplified procedures and convenient account opening and settlement for self-employed graduates, with a loan amount of about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. College students' innovation network

(four) the personnel intermediary service institutions affiliated to the personnel administrative department of the government keep personnel files (including social security, professional titles, file wages and other related procedures) for 2 years free of charge for self-employed graduates; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees.

(5) The above preferential policies are formulated by the state for all self-employed college students. In order to support local college students' entrepreneurship, local governments have also issued relevant policies and regulations, which are more detailed and closer to reality. For example, according to the relevant regulations of the state and the Shanghai Municipal Government, fresh college graduates in Shanghai can enjoy four preferential policies: free risk assessment, free policy training, free loan guarantee and partial tax relief.

4. What are the procedures for university loans?

Procedures required for university loans: 1, loan application procedures. Borrowers need to register in the student online system of China Development Bank, then input information and print the application form. 2. Certification procedures. Borrowers need to apply for proof of family financial difficulties. 3. Review procedures. Borrowers and * * * borrowers need to go to the county-level financial aid center and submit loan application materials such as student ID card, admission notice and ID card. 4. Sign the contract. If approved, you can sign a loan contract. 5. Go through the receiving formalities. The funding center issues the acceptance certificate, and students need to go to the school to get it, so that the school teacher can enter the electronic receipt. 6. Verify the loan amount. After the receipt is entered, the loan will generally be released in mid-June 165438+ 10. Students can verify the loan amount after the receipt. College students are people with full capacity for civil conduct; Personal credit status is good and has certain repayment ability; There is a clear and legal loan purpose; The loan amount, term and currency are reasonable. I. Procedures for Student Loans Which students go directly to the special window for student loans of their school a few days before the start of the new semester, they need the following information: (1) National Student Loan Application Form; (2) Copy of student ID card, ID card/household registration book (minors must provide valid identity certificate of legal guardian and written statement agreeing to apply for loan); (3) Questionnaire survey of college students and families verified by the township or street civil affairs departments. Two, students applying for student loans should be full-time junior college students, vocational college students, graduate students or master students, must be citizens of People's Republic of China (PRC) (except Hongkong, Macau and Taiwan Province Province), and the family financial difficulties. Iii. Conditions for handling student loans To handle student loans, the following conditions must be met: (1) People's Republic of China (PRC) citizen with ID card (if there is no guardian's ID card); (2) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians); (3) Honest and trustworthy, law-abiding, no illegal behavior; (4) Being able to complete their studies normally; (5) The funds that can be raised due to family financial difficulties are not enough to pay for their basic study and living expenses (including tuition, accommodation and basic living expenses) during their school study. Fourth, the loan amount of student loans In general, the amount of student loans is between 1, 000-6,000. Each school requires students to pay off their debts six years after graduation according to their own conditions. The interest generated shall be borne by the students and the state 50% respectively. When handling, you should fill in the "Application Form for National Student Loan", "Commitment Letter for National Student Loan" and the supporting materials provided by the street or administrative village. V. School Audit After being audited by the relevant departments of the school, students can go to the designated bank with relevant materials approved by the school and sign relevant loan contracts with the bank. Sixth, when signing the contract, we should see clearly the repayment method of the student loan. Generally, it will be paid off within six years at most. If the repayment period is up, you can apply to the bank, but the state will no longer bear the corresponding interest subsidy in the next period. To sum up, the process of student loan is not complicated. But not all college students can get loans. College students who meet the conditions of student loans should bring the application for student loans, the letter of commitment and the proof of family difficulties to the school to hand in the materials, and sign a loan contract with the bank after passing the examination. If you want to know more knowledge, you can consult relevant lawyers. Legal basis: Article 11 of the Interim Measures for the Administration of Personal Loans shall meet the following conditions: (1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state; (2) The purpose of the loan is clear and legal; (3) The amount, duration and currency of the loan application are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good and there is no significant bad credit record; (6) Other conditions required by the lender. Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant materials that can prove that it meets the loan conditions. Article 13 After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion.