1. General withdrawal process of housing provident fund in Hangzhou (withdrawal from citizens' homes): employees fill in the Application Form for Withdrawing Housing Provident Fund in Hangzhou (with official seal) → bring relevant supporting materials to the central counter with their identity certificates → the central counter is audited and completed.

2. General withdrawal process of housing accumulation fund in Hangzhou (withdrawal of UnionPay card): employees fill in the Application Form for Hangzhou Housing Accumulation Fund (with official seal) → bring relevant supporting materials to the central counter with their identity certificate → the central counter is approved → the central bank pays to the designated bank card.

3. The down payment extraction process of Hangzhou housing provident fund deposit: the employee fills in the Application Form for Hangzhou Housing Provident Fund Extraction (with official seal) → presents his/her identity certificate and relevant supporting materials to the central counter for processing → central counter for approval → central bank pays the money to the payee.

4. The employee of Hangzhou Housing Provident Fund dies or is declared dead: the owner, heir or legatee of the real estate * * * fills in the Application Form for Withdrawal of Housing Provident Fund in Hangzhou (with official seal) → presents the identity certificate of the owner, heir or legatee of the real estate and relevant supporting materials to the counter of the central service outlets (except Xiasha Management Department) → the central office examines and agrees to handle the bank payment procedures → the bank payment is successfully handled.