After buying a fund, don't put it aside, but observe your fund portfolio regularly and be responsible for your investment. Because of the changes in fund investment strategy, personal investment objectives and risk tolerance, you may need to readjust your portfolio. Some investors may say that they are really busy at work and have no time to study, so being recommended is more worry-free and labor-saving. In the book "Rich Dad's Road to Financial Freedom: Magic Cash Flow Quadrant", investors have been divided into seven categories, one of which is also very common, called "savers". The description of this group in the book is very vivid: "They spend hours cutting coupons from newspapers and then clumsily queuing in the supermarket to find those gifts. If they spend their time learning how to invest instead of trying to save money, if they invest $65,438+000 in the John Tam purington Fund at 1954 and forget about it, its value will reach $2.4 million by 1994.

Or if they invested 1000 dollars in George Soros's quantum fund in 1969, its value will reach 22 1994 dollars. "It can be seen that if you invest more time and energy before investing in the fund, you will have more chances of success than others, and the investment and return will always be directly proportional. Therefore, we must not do less research before financial management, and we must not let others' recommendations replace our own decisions. Before investing in a fund, you should investigate the fund like an account. You should know the "family background" of your fund, which fund management company you belong to, which products you have launched, and what the income level of other products is. In fact, buying a fund is buying a fund company, and the overall performance of the company is particularly important. In addition to the fund you want to invest in, its brothers and sisters should also have a good performance, which proves the management ability of the investment team.