Which is better, Xingye's stable currency A or Yu 'ebao?
First, their respective characteristics.
Redemption speed: Societe Generale's stable income currency A supports ordinary redemption, and T+ 1 arrives; Yu 'ebao supports quick redemption and arrives within 2 hours.
Uses: Xingye Steady Tianying is a monetary fund, providing current financial services; Yu 'ebao also supports online and offline payment, purchase of other wealth management and other functions.
Second, which is safer?
Xingye Steady Tianying Currency A and Yu 'ebao are both money funds. Money funds have high security and little principal risk, which is similar to two products.
Third, which expected return is high?
The 7-day annualized expected rate of return of Societe Generale's stable currency A is 2.92%; Yu 'ebao docked more than a dozen money funds, with the highest expected return of 2.88%. Judging from the short-term data, there is little difference between the expected returns of Xingye stable currency A and Yu 'ebao, and Xingye stable currency A has a slight advantage.
For the users of these two products, if they have invested in Xingye Stable Tianying Currency A or Yu 'ebao before, then they can buy the original product. The difference between the two is not that big, and the exchange is of little significance.
If you are a novice and want to choose one of these two products, then we still think Yu 'ebao is more suitable. If you often shop online or use your mobile phone to sweep it, Yu 'ebao is more practical. In terms of expected return, if the principal is not much, the difference between 2% and 4% is not very big, so don't worry too much.
Introduction reading:
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