With the development of the economy, prices continue to rise, and house prices are also rising, but more and more people are still starting to buy houses. If you want to buy a house, you must also look at the relevant regulations of the house buying policies in each region, so Jinan’s new house buying policy

what is it then?

Let’s find out with the editor below.

What is Jinan’s new policy for house purchase? Jinan, like many other regions, has promulgated a policy of house purchase restrictions. The details are as follows: 1. Jinan’s purchase restriction areas include: Licheng District, Lixia District, Shizhong District, High-tech Zone, and Changqing District

, Zhangqiu District, Huaiyin District and Tianqiao District.

2. Families with local Jinan household registration who have not purchased a house before can purchase two houses, and only need to pay 30% of the down payment; if they already own a house or have a housing loan record, they can apply for a housing loan again.

It will be considered a second home loan and requires a down payment of 60%.

3. If you are using a commercial loan, the maximum loan period is 25 years; if you are using a provident fund loan, the provident fund loan interest rate must be 1.1 times the benchmark interest rate.

4. Temporarily stop issuing provident fund loans to households that have used provident fund loans twice or more, and cancel the policy of withdrawing housing provident funds based on proof of payment of housing maintenance funds.

5. If you are not a household registered in Jinan and have not purchased a house before, you can buy a house and pay 60% of the down payment. The longest period of using a commercial loan is 25 years. In addition, you must submit an applicant.

Proof of having paid social security in Jinan for 2 consecutive years.

6. If the house buyer has a bachelor's degree or above from a full-time university in Jinan and has never purchased a house, he can sign a labor contract with his workplace and must pay social security for more than 6 consecutive months.

You can enjoy the same house buying policies as local residents in Jinan.

In addition, home buyers only need to pay 30% of the down payment for the house.

7. Houses in purchase-restricted areas that are purchased on the day when the purchase-restriction notice is implemented must be available for sale and transfer two years after obtaining the real estate certificate.

Before buying a house, you must understand the local house buying policies, check whether you are qualified to buy a house, and then buy a house according to the house buying policies.

The above is an introduction to the new policies for buying houses in Jinan. Friends who want to buy a house in Jinan must learn more about it.