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Are rural social security and medical insurance integrated?

In fact, rural cooperative medical care and social security are not the same thing. It is especially important to know that rural cooperative medical care belongs to insurance purchased in rural areas, and social security is an indispensable type of insurance in cities, and it is paid by units and individuals together. There are still differences between the two:

First, rural cooperative medical care buyers can only be farmers, that is, to put it bluntly, only people with rural hukou can purchase it, while social security can be purchased by units;

Second, the rural cooperative medical care must be paid by the family as a whole, while the individual pays for social security;

Third, rural cooperative medical care is paid once a year, while social security is paid on time every month.

There is a conflict between rural cooperative medical care and social security, especially since they are two different insurance products, there will naturally be differences, and there is no need to pay at the same time. As long as you participate in employee medical insurance, and rural cooperative medical care needs to be paid once a year, and there will be no personal balance, so there is no such thing as transfer fees.

If you are paying rural cooperative medical care and social security, and there is a conflict between them, you'd better stop paying rural cooperative medical insurance.

rural cooperative medical care and social security can't be used at the same time, and both of them belong to social insurance, so social security insurance can't enjoy the benefits repeatedly. If rural cooperative medical care and social security both participate in the payment, they can only enjoy the benefits by choosing one, and generally speaking, the reimbursement ratio of social security will be higher than that of rural cooperative medical care. Moreover, rural cooperative medical care is suitable for people with rural hukou to buy. If there is no unit to work, rural cooperative medical care can be purchased, while the social security participation formation is for employees who have serious work, which needs individuals to bear with the company.

legal basis

article 64 of the social insurance law of the people's Republic of China

social insurance funds include basic old-age insurance funds, basic medical insurance funds, work injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined to establish accounts and accounting, other social insurance funds are established separately according to social insurance types and accounted for separately. Social insurance funds implement a unified national accounting system. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps will be stipulated by the State Council.