Use computer: please log in to ICBC online banking and select the function of "Fortune Plaza-Fund-My Fund" to redeem;
Using mobile phone: Please log in to ICBC Mobile Banking and select the function of "Favorites-Investment and Financial Management-Fund-My Fund" to redeem.
Redemption money will automatically return to your account after deducting all handling fees, and it takes 5 trading days for stock funds.
Generally, the subscription fee is charged by the front end, and the redemption fee will not be charged (if it is charged by the back end, it will be charged according to the fund holding period), and the redemption fee is also charged according to the fund holding period.
The bank's redemption speed is slow, so investors are advised to invest in the funds of securities companies, and the redemption of stock funds only takes 3 trading days.
1. ICBC is one of the top five banks in China and one of the top 500 enterprises in the world, with the largest customer base in China and the largest commercial bank in China. China Industrial and Commercial Bank is the largest state-owned commercial bank in China. Its basic task is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
Through more than 265,438+0,000 domestic institutions, 65,438+0,000 overseas branches and thousands of correspondent banks all over the world, China Industrial and Commercial Bank provides all-round financial services in local and foreign currencies, including wholesale, retail, e-banking and international business, to more than 8 million corporate customers and more than 6,543.8 billion individual customers with leading information technology and electronic networks. By the end of 2004, there were more than 3,700 cash management contracted customers, providing cash management services for their 1.96 million upstream and downstream or affiliated units; There were 3.97 million individual consumer credit customers, with a loan balance of 483.9 billion yuan; The high-end product of personal financial business-wealth management account, with a total scale exceeding 1.24 million customers.
2. Fund refers to the funds reserved for the establishment, maintenance or development of a certain cause, or the funds reserved or earmarked for the establishment, maintenance or development of a certain cause. Broadly speaking, it refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund. Funds must be used for specified purposes and accounted for separately.
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