First of all, the time when the money fund begins to calculate the income is generally calculated in working days. When investors buy money funds, the fund company will calculate the net value of the day, and depositors can choose to buy the net value of the day or the net value of the next day. After the net value is determined, the income can be calculated.
Secondly, the money fund's income calculation method is T+ 1, that is, the fund subscribed on the same day starts to calculate the income after the second trading day. During this period, investors' funds will be put into the money market, waiting for the wealth management company to make a profit. If there is no change in the number of money fund shares held after the calculation of T+ 1, the income of the day will be recorded in the RMB account, that is, the income will be completed.
Finally, for the redemption of the money fund, the fund company will settle the account in the form of T+ 1, that is, investors can get the redemption funds they deserve after two trading days. However, it should be noted that the short-term investment income of the money fund is low, and it is recommended to hold it for a long time in order to obtain a richer return.
To sum up, the time when the money fund starts to calculate the income is calculated by working days, and the calculation method of T+ 1 is a common income calculation method. Investors need to carefully refer to the basic information of products and market conditions, and rational investment is the best choice for short-term financial management.