This is because the handling fee of OTC funds is high, and if it is operated frequently, the income earned may not be enough to pay for subscription and redemption. OTC funds refer to funds purchased outside the stock exchange through banks, third-party financial platforms or fund companies.

The subscription rate of OTC funds is generally between 0- 1.5%, and the redemption rate is about 0.5%. If the holding period is less than 7 days, the redemption fee is 1.5%. Moreover, day trading is speculative, and the profit probability is greatly reduced. Funds are suitable for long-term investment, and the data show that long-term holding is easier to obtain income.