Investment fund: you buy a fund of a certain unit.
1. Holding shares
Shows how many unit funds are in your fund account.
2. Net value of fund shares
It is the net value of the fund, that is, the RMB that a unit fund can now exchange.
3. Current market price
That is, all the funds in your hand can be converted into RMB, and the current market value = net fund value * fund share.
Pay dividends
According to national regulations, fund companies pay dividends every year, I don't remember how many times.
Under the premise of not affecting the operation of the fund, a part of the money will be returned to the person who bought the fund by the unit, but the net value of the fund will be reduced.
Dividends generally have two ways.
1. Cash dividends will be remitted to the account designated by Ji Min himself.
2. Dividend transfer: convert the money to be returned into fund shares according to the net value at the time of dividends and add it to your fund account.
Generally speaking, since you have made an investment, you will choose to turn the dividend into an investment, because there is a handling fee for your cash dividend before buying a fund. The default method of fund companies is cash dividend, which needs to be changed by themselves.
Purchase fund
1. Bank purchase. Different types of funds are different for different banks. They can be purchased on the bank website, and the other is purchased at the bank counter.
2. Buy directly from the fund company's website or at a designated place.
Make money but not make money.
Current net value * shareholding-redemption fee-invested capital = profit
Earnings are positive, making money; Negative value, loss
Look at the net worth chart
Mainly depends on the net growth rate,
The abscissa of general net worth graph represents time, and the ordinate represents net worth.
The higher the net growth in the same period, the better the fund's income during this period.
Analysis fund:
1. Fund companies, old and new, big and small, have their own advantages and disadvantages. Generally, the funds of large fund companies are focused, such as outstanding performance in the South, large domestic market and advantages. Their unbalanced attention to funds is a disadvantage of large companies, but it is a good point to have standardized management and operation experience and a good grasp and forecast of the market.
2. The rate of return, that is, the net value chart above, can be seen intuitively. The faster it rises, the better it will be in the short term. It is said to be long-term, long-term After all, it is still invisible for a long time. This thing belongs to Feng Shui. It is better to choose a good one at present and not know it later than to choose a bad one at present and not know it later.
3. During the bull market, don't choose multiple dividend splits.
Say so much first.
You still have questions to ask me.
I hope it helps you.