Characteristics of fixed-term treasure:
1, fixed-term treasure lowers the financial threshold. At present, the minimum purchase amount of bank wealth management products is 50,000 yuan, and the investment threshold of fixed-term treasure is reduced to 100 yuan.
2. Bank wealth management products are sold regularly and redeemed at maturity, while term treasure can be bought every day and automatically rolled over. As long as the fund is open for subscription, investors can buy it on any trading day; If the wealth management fund is not redeemed at maturity, the user's principal and interest will automatically become the share of the wealth management fund and be rolled over to the next period.
3. The selected wealth management fund linked to fixed-term treasure belongs to fund management, and its operation is more transparent. Every day, the data of the fund's seven-day annualized rate of return and other fixed-term rate of return are published.
2. Life Treasure (formerly cash treasure, Tian Tian) is a financial management tool launched by Tian Tian Fund. The best money fund.
The characteristics of the clown:
Lifetime treasure has the characteristics of cash withdrawal at any time, real-time arrival, quick profit from demand deposits, cross-bank withdrawal, zero handling fee and selected money funds.
1, which supports 7 x 24 cash withdrawal at any time and fast receipt.
2. Enjoy the money fund income, and easily obtain the deposit interest rate of 1 1-73 times, even exceeding the 1 year fixed deposit interest rate.
3. Bind multiple bank cards, select a withdrawal account, and withdraw 0 handling fee across banks and cards.
4. Carefully screen money fund products to provide optimized return on investment.