Legal analysis: The maternity insurance fund compensates the unit in the form of maternity allowance. The compensation standard is: female employees who are pregnant for more than 7 months (including 7 months) and give birth naturally or give birth prematurely less than 7 months, enjoy 3 months of maternity allowance; In case of dystocia and cesarean section, the maternity allowance will be increased by half a month, and in case of multiple births, the maternity allowance will be increased by half a month for each additional baby; Those who have miscarried or induced labor for more than 3 months and less than 7 months of pregnancy are entitled to one and a half months' maternity allowance, and those who have miscarried for pathological reasons within 3 months of pregnancy are entitled to one month's maternity allowance. Maternity allowance is based on the average monthly payment salary of maternity insurance for female employees in the 12 months before prenatal or family planning surgery.

legal basis: social insurance law of the people's Republic of China

article 1 this law is formulated in accordance with the constitution in order to standardize the social insurance relationship, safeguard the legitimate rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, enable citizens to enjoy the fruits of development and promote social harmony and stability.

article 2 the state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.