Different fund products have different returns to the holders. Therefore, for different fund investors, the investment amount and holding time are different. And there are some differences between closed-end funds and open-end funds. For fund holders with a closed period, subscription and redemption are not accepted during the closed period.

Is it better to redeem the fund at maturity or not to redeem it?

Whether the fund is redeemed at maturity depends on the profitability of the fund.

If the profitability of the fund is good, and the investment manager, investment strategy and fund scale have not changed significantly, fund investors can continue to hold it. If the performance of the fund deteriorates gradually, and there are some changes in the investment manager, investment strategy and fund scale, investors can choose to redeem it.

Moreover, if there is no better investable product after redeeming the fund, users can choose not to redeem it. If users see better investment products with higher returns, they can redeem them and then choose other investable products.

When handling redemption business, investors need to pay attention to their holding time. The holding time is too short, and the redemption fee is relatively high. If the holding time is too short, the probability of making money will be reduced.

Summary: If investors think that the net value of the fund will continue to decline after analysis, they can choose to take it out. After the analysis of Rugao Port, it is found that the fund will not fall, or investors think that the fund will rise and may not take it out.