An index fund is a fund that invests in the constituent stocks of a specific index. For example, the Shanghai and Shenzhen 300 Index selects 300 large-scale and liquid stocks in Shanghai and Shenzhen stock markets to comprehensively reflect the overall performance of the China A-share market. The Shanghai and Shenzhen 300 Index Fund tracks the Shanghai and Shenzhen 300 Index and buys these 300 stocks in the same proportion according to the stock selection rules of the index. We can find nearly 1000 index open-end funds on the website of Tian Tian Fund. Let's look at the income if we invest 50 thousand yuan to buy an index fund.
Among these 1000 index funds, Yin Hua Dow Jones 88 Index A, which has the highest return since its establishment, has achieved a total return of 6 16%; Thailand Securities Food and Beverage Industry Index Grading Fund, which has the highest rate of return in recent three years, has a cumulative rate of return of148% in three years; In the last two years, the rate of return of index funds ranked, and the two-year cumulative rate of return of Penghua Liquor Grading Fund with the highest rate of return was 14 1%.
Let's look at the annualized income of index funds in the past year. Among the 998 index funds, 27 index funds lost money in the past year, with the highest loss reaching 2 1.7% and the lowest loss of 0. 19%. In the past year, there were 733 funds that made money, and the annualized rate of the most profitable fund-China Merchants Zhengguo Biological Hospital Index Grading Fund was as high as 75.8%. In addition, there are 238 funds that have no relevant data in the past year. If the income is calculated according to the 500th E Fund Gold ETF Connection A, the one-year yield of buying and holding is 20.5%, and the income of 50,000 yuan in the past year is 10250 yuan. If the income is calculated according to the Great Wall CSI 500 Index A, which ranks 200th, the yield in the past year is 37.5%, and the income from buying 50,000 yuan for one year is 18750 yuan.
Of course, the return rate of index funds is so high because the stock market of 20 19 -2020 is good, so the return of funds tracking stock indexes is naturally changing with each passing day. In the long run, if you choose to invest in index funds, even if it is not a bull market at present, as long as you hold the final income for a long time, it is also very impressive. Fixed investment is a method of buying in batches, which overcomes the defects of buying and selling at one time and can balance the cost. Fixed investment is often much higher than one-time investment. Finally, when it comes to the selection of index funds, we should pay attention to the selection of funds with small tracking error and strong company strength, and then make legal investment with valuation, and insist on buying the selected index funds at a cheap time.