Compared with one-time investment, the first advantage of fixed investment is to enter the market in batches and reduce investment risks. The second advantage is that if it is a bear market, you can accumulate low-priced chips at low positions, and when the market goes up, you can get rich profits and walk out of a perfect smile curve.

What kind of fund is more suitable for fixed investment?

The essence of profit from fixed investment lies in the fluctuation of the market, that is, only in the market where the trend is switched between high and low, can fixed investment have a greater probability of accumulating chips at a low level and making profits. Therefore, in the shock bear market, it is more appropriate to adopt the method of fixed investment. At the same time, the volatility of funds is the key to profit from fixed investment, and funds with greater volatility are more suitable for fixed investment. In contrast, index funds, equity funds and hybrid funds are more suitable for fixed investment than bond funds and money funds.

Index funds are also very suitable for long-term fixed investment. Index funds have the difference between broad-based index and debt-based index, which is suitable for different investors.

If you are still a novice investor, it is recommended to choose a broad-based index, because the broad-based index has a wide coverage and a lower risk coefficient. If you encounter some unexpected events, the loss may be smaller.

If you already have some investment experience, or have a deep understanding of a certain industry, you can choose a narrow-based index of a certain industry or theme, such as consumer index, medical index and so on. , the industry concentration is high, and you can get higher returns when you encounter industry turmoil.

At the same time, in the process of selecting funds, priority is given to funds that have been established for a long time, at least those that have experienced a bull-bear market transition and are relatively mature and stable in operation.