Name: Tian? wrought
Occupation: Vice President of Letou Fortune
Label: Early risers, punch in the circle of friends for 3 months.
A: After graduating from college, I entered China Postal Savings Bank and worked in debt business (deposit) for 7 or 8 years. Later, he jumped ship to Minsheng Bank. In Minsheng Bank, I had the opportunity to engage in asset business (loan business) and did it for 2-3 years, doing big customer management. Because of my working experience in Minsheng Bank, I was found by headhunters in noah wealth, the largest third-party wealth management institution in China. After working in Noah for two years, he was dug up by headhunters and gradually became the vice president. Now I am mainly responsible for the company's overseas business.
A: Talents engaged in the financial industry are mainly divided into three categories:
First, marketing talents, accounting for about 85%, have no threshold, high elimination rate, retention rate of about 20%, and the general annual salary is 200,000-300,000;
First, professionals, such as actuaries, product managers and traders, account for about 1-2%, with an annual salary of more than one million;
First, service-oriented talents, such as employees in human resources, administration, finance, internal training and other related departments, are generally 20-30% higher than the average salary of the same type of work in other companies.
Therefore, the corresponding professional and service-oriented talents generally need the corresponding vocational education background, but there is no fixed requirement for marketing.
A: Knowledge of family and enterprise financial planning, understanding of international financial trends, etc.
A: The most important thing is learning ability. You should study every day. There are still 1 and 2 years in the initial stage of the venture, which will bear great pressure and elimination rate.
A: Product training is the most basic, in addition to Chinese studies, appreciation, NLP neurolanguage programming and so on.
A: That must be a marketing job.
The prospects and Qian Jing are good. Being engaged in the financial industry is dealing with resources and projects. In short, put the best resources into the industry that can produce the greatest benefit.
A: Personally, I think women are more dominant. In financial planning and marketing, women have more affinity. Of course, like many industries, the top talents are mostly men.
A: Generally, the morning meeting is at 8:30-9: 15, and the telephone interview is at 9: 1 1: 30. Upon learning, we will make a financial proposal and visit our customers at four o'clock in the afternoon. After the interview, I received a typical day for a basic employee from Tian Bin, which is attached at the end of the article. )
A: The most successful feeling is that you can communicate with successful people from all walks of life, get in touch with different industries and profit models, and get in touch with people who can become life mentors.
A: The answer to the above question is also my favorite part. Engaged in the financial industry can be described as insight into human nature and well-informed. Perhaps the last thing I like is to refuse. Because in this business, you have to face failure and rejection every day. /kloc-only 5 out of 0/00 people may succeed. Give twelve words to friends who want to engage in this line: endure pain, endure loneliness and endure injustice.
A: According to the positioning of the three types of talents mentioned above, the salary is different. However, employees in the basic financial industry are among the best in various industry analogies.
A: Sina Finance and Wall Street.
The financial industry consists of five parts: banks, securities, insurance, funds and trusts. The main business of a bank is divided into two parts: liabilities (deposits) and assets (loans). In the deposit part, the main point of work is to do a good job in customer management (Tian has worked in this field for 7 or 8 years, which can be described as a period of accumulated original work experience), and in the loan part, the main point of work needs to do a good job in risk control (whether the default cost is high enough). There are systematic differences between third-party wealth management companies and banks, and their services are more flexible. Banks will gradually lose the advantage of relying mainly on spread income.
Tian Bin thinks it should be working experience in noah wealth. Noah wealth is the first third-party financial service company listed in the United States. He was hunted into Noah by headhunters because he had previous experience in key account management at Minsheng Bank. So it is a ring. People who can work in the financial industry are divided into resource-based, diligent and professional. When I worked in a bank, I was partly resource-oriented, but I was dissatisfied with my income and rigid system for a long time, and chose the career development path from state-owned enterprises to private enterprises, from banks to third parties. Although there is no deliberate career planning, it inadvertently coincides with the development trend of big finance.
Choosing an industry is very important, depending on the stage of the industry in the whole society. The industry has a period of germination-growth-maturity-decline, so we should choose to enter the industry that transitions from growth to maturity.
The sign is whether there is an oligarch, so Tian Bin in the IT field thinks it is mature. Optimistic about three industries in the future. First, the pension industry (because of the aging population); Second, medical care; Third, third-party financial management. There is also a slogan. As we all know, it is artificial intelligence. Banking and traditional retailing are sunset industries.
20 12 is a node. Before, the project was looking for money, and then the money was looking for the project. Out of concern about the disappearance of the demographic dividend, Tian believes that future financial management needs to be cautious. The advice for Xiao Bai is the following golden sentence.
The interview with Tian Bin was in his office, with the Shenzhen Municipal Government as the neighbor and Ping An Financial Building on the left. The scenery is very good. Shortly after he was transferred from Beijing, he liked Shenzhen very much. It is also a city that makes us all full of feelings. There are indeed more opportunities and passions here than anywhere else, and there are also many interesting people. Thank him for being a good interviewee and giving me a financial lesson. I also hope this arrangement will be useful to you!
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