since August, medical insurance has been implemented in accordance with the new regulations. There are two major measures involving many aspects.

First, the personal medical insurance account returns money

After the adjustment of the pension system in 222, many retired people received reissued pensions and increased pensions. In terms of medical insurance, according to the regulations, personal accounts are adjusted to be based on the average level of personal pensions or basic pensions in the current year or last year, and are included in a certain proportion.

In other words, eligible retired people can also get an extra income in their personal medical insurance accounts.

The money in the medical insurance card can not only cover the expenses that I paid by myself within the policy scope of designated medical institutions or designated retail pharmacies, but also enable the insured's children and spouses to seek medical treatment in designated medical institutions, and then swipe the medical insurance card of the retired elderly.

Second, add chronic diseases, special diseases, etc.

According to the regulations, all provinces need to gradually expand the scope of outpatient chronic and special diseases paid by the overall fund according to the affordability of the medical insurance fund, and include some outpatient expenses of diseases with long treatment cycle, great harm to health and heavy cost burden into the economic security. In other words, some chronic diseases and special diseases that could not be covered by medical insurance cards in the past may be possible now.

Legal basis:

Article 22 of the Regulations of the People's Republic of China on Basic Medical Insurance for Urban Workers

No cash may be withdrawn from an individual account, no overdraft may be allowed, and the surplus may be accumulated for use.

When employees and retirees die, the fund balance in their personal accounts can be inherited.

article 23 an employer shall not increase the personal account funds for its employees or other personnel in violation of the provisions of these regulations.

article 24 social insurance agencies shall establish basic medical insurance files for employees and retirees and issue basic medical insurance certificates.

Twenty-fifth people who move out of this province or flow in this province can transfer the fund balance in their personal accounts; If it cannot be transferred, it shall be returned to me.

the basic medical insurance premium included in the overall planning fund belongs to all the insured personnel of the original overall planning unit, and will not be transferred or refunded.