1. There is no high throwing and low sucking in the fixed investment of the fund. The essence of the fund's fixed investment is the average cost method, which reduces the risk by drawing a long line. The fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk.

It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations.

As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market.

2. Fixed investment is the abbreviation of fixed-term investment fund, which means that a fixed amount (such as 500 yuan) is invested in a designated open-end fund at a fixed time (such as the 8th of each month), which is similar to the bank's deposit and withdrawal method.