The difference between medical care at public expense and medical insurance:

1 Different definitions

Medical insurance is a medical technology that employees and residents can afford at present when they are sick, while medical care at public expense is a social security system that provides free medical care and prevention to certain staff.

2 Different coverage groups

Free medical care is limited to civil servants. Medical insurance covers employees, farmers, students and children.

3 Different coverage

The coverage of public medical care is larger than that of medical insurance, and the reimbursement rate is higher. Public medical care is borne by the unit, and the reimbursement ratio is 1%. Medical insurance implements the reimbursement ratio within the prescribed scope.

Generally speaking, the reimbursement scope of public medical care is wider and the reimbursement ratio is higher. The expenses are borne by the unit, but the number of people who can enjoy it is limited. Medical insurance covers a wide range of people, but the proportion of reimbursement is limited. Extended information

Reimbursement scope of free medical care:

1 Those who can enjoy free medical care need to go to the designated medical unit to reimburse related medical expenses, including bed fee, examination fee, medicine fee, treatment fee and operation fee.

2 if you can't go to the designated medical unit because of an emergency, you will be reimbursed for the medical treatment in the nearest medical unit.

3 medical expenses for visiting relatives on business or holidays and seeing a doctor in the local area.

4 The imported artificial organs installed with the certificate issued by the treatment unit due to illness need shall not exceed the cost of the highest domestic price; Or because of illness, organ transplantation, according to the principle of public medical care, units and individuals * * *, the expenses should be borne by public medical care.

5 medical expenses for work-related injuries and disabilities.

6 medical expenses transferred to other medical units (state or collective) according to regulations.

7 the expenses of expensive and nourishing drugs (including blood products) necessary for rescuing critically ill patients or treating work-related injuries.

generally speaking, the medical expenses incurred by the accepter when seeking medical treatment can be reimbursed as long as they are within the management measures of public medical care.