2. Choose fund varieties according to risk tolerance: investors who pursue the safety of funds can choose money funds and bond funds; Investors who pursue income can choose hybrid, stock fund and index fund.
3. Select high-quality funds: select funds from three aspects: fund manager, historical performance and maximum withdrawal. The longer the fund manager works, the better. You can also look at the performance of fund managers in managing funds. Historical performance is the income of the fund since its establishment. The higher the historical performance, the better. Exit refers to the interval from the highest to the lowest net value of the fund within a period of time. The lower the withdrawal value of the fund, the better.
4, fund operation skills: first look at the market outlook before operation, when the market is good, you can follow suit; Regular redemption and daily cash management can also stabilize market fluctuations.
5. Choose a fixed investment: a fixed investment means buying a fund at a fixed amount at a fixed time. Fixed investment has low professional requirements for investors and is more suitable for most investors. Historically, the probability of long-term fixed investment is relatively high.