Staged profit
We can make profits in stages by setting target points, for example, when the market or index rises or falls to how many points, we can clear the warehouse and force it to sell.
These two methods require high timing ability. If you can get out in a good position, you can avoid risks while ensuring the maximum income, but if you don't do well, you will miss a better market or cause losses.
As we all know, timing is the most difficult thing in investment. If you are not sure, it is best not to choose this method.
Choice of funds
If you are worried about excessive market risk, you can reduce the allocation of equity funds, because equity funds need to keep the proportion of stock investment above 80% of capital assets, and it is basically impossible to make timing. If you want to get higher returns, you can choose some high-quality hybrid funds.
Large-scale asset allocation
The allocation of large-scale assets does not look at the trend, but only pays attention to the cost performance of the stock and bond market. In the process of rising, we will reduce stock funds, increase the allocation of fixed-income funds, and rely on the adjustment of the proportion of stocks and bonds to obtain long-term satisfactory returns.
Hard resistance
If you invest early and accumulate a large floating profit, you can have enough confidence to meet the baptism of the bear market. Hard resistance is also the easiest way to deal with a bear market.
Many people will show disdain for this way. As everyone knows, in practice, most people who choose to enter the market at the right time and sell at the right time can't compare with these hard-working people in the end. This is a gift of time.